Germans value privacy — and PennyRa is built with that in mind. There is no bank login, no Plaid, and no third-party access to your account. Simply download your account statement as a CSV from Deutsche Bank, Commerzbank, DKB, or your local Sparkasse and upload it to PennyRa. Your transactions are categorized instantly, your budget is tracked automatically, and your data stays under your control.
Plan gratuito disponible · Sin login bancario
PennyRa nunca pide tus credenciales bancarias. Descarga tu extracto CSV y súbelo — tu acceso es solo tuyo.
Todos los bancos del mundo permiten exportar transacciones como CSV. PennyRa mapea las columnas y categoriza todo automáticamente.
Hasta 100 transacciones al mes y 3 cuentas — completamente gratis. Sin tarjeta, sin cobro automático.