PennyRa is the easiest way to take control of your finances in Spain. Import your bank statement from Santander, BBVA, CaixaBank, or Sabadell, and PennyRa will categorize all your transactions automatically. Track spending in euros, set monthly budget goals, and see exactly where your money goes — without connecting your bank account or paying a subscription fee.
Free plan available · No bank login required
PennyRa never asks for your bank credentials. Download your CSV statement and upload it — your login stays yours.
Every bank in the world lets you export transactions as a CSV file. PennyRa auto-maps the columns and categorizes everything.
Up to 100 transactions per month and 3 accounts — completely free. No credit card, no trial that auto-charges.