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PennyRa
Home Currency:CAD

Best Free Personal Finance App for Canada

Mint was popular in Canada before it shut down — and PennyRa is the simplest replacement. Import your statement from TD, RBC, Scotiabank, BMO, or CIBC as a CSV file, and PennyRa will handle the rest. Track your Canadian Dollar spending by category, set monthly budget goals, and review your financial trends over time. Free plan available — no subscription, no credit card needed.

Start Free — No Credit Card

Free plan available · No bank login required

1

No Bank Login Required

PennyRa never asks for your bank credentials. Download your CSV statement and upload it — your login stays yours.

2

Works With Any Bank

Every bank in the world lets you export transactions as a CSV file. PennyRa auto-maps the columns and categorizes everything.

3

Free to Start

Up to 100 transactions per month and 3 accounts — completely free. No credit card, no trial that auto-charges.

Key Features

  • Supports CAD as home currency
  • CSV import — no bank login required
  • Automatic transaction categorization
  • Budget goals and savings tracking
  • AI-powered spending analysis (Pro)
  • 14-day free trial on paid plans

Try PennyRa Free for 14 Days

pennyra.com

Start Free — No Credit Card