PennyRa
Stretch your scholarship, track your spending, and build financial habits that last a lifetime — no credit card required.
Start Free TrialFree plan available · No credit card required
PennyRa's free plan covers 100 transactions/month and 3 accounts — more than enough for most students. No card required, no trial that auto-charges.
Whether you bank with Chase, Wells Fargo, a credit union, or an international student account, just download your CSV and upload. Done.
Students who track spending graduate with 40% less debt on average. PennyRa makes it simple enough to actually stick with.