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PennyRa

PennyRa

The Budget App That Actually Works Outside the US

21 currencies. 135+ global banks. No Plaid. No US bank account required. Built for people who live internationally.

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Free plan available · No credit card required

Why PennyRa Is Best for You

1

21 Currencies, Live Rates

Set any currency as your home base. Every transaction converts automatically using ECB live rates. USD income + EUR rent + GBP savings — all in one view.

2

No Plaid — Works With Any Bank

Most budgeting apps use Plaid, which only supports US/CA banks. PennyRa uses CSV import — the universal format every bank in the world supports.

3

Privacy-First — No Bank Credentials

You never hand over your bank username and password. Download your statement, upload the CSV. Your credentials stay with you — always.

Key Features

  • 21 currencies with ECB live rates
  • CSV import from 135+ global banks
  • No bank login or Plaid required
  • Multi-account support per country
  • 14-day free trial on paid plans

Try PennyRa Free — 14 Days

pennyra.com

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