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PennyRa

PennyRa

The Budget App That Moves With You — Country to Country

Wise, Revolut, local SIM banks — PennyRa imports them all. Track every baht, peso, and euro in your home currency without sharing a single password.

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Free plan available · No credit card required

Why PennyRa Is Best for You

1

One Dashboard for Every Country You've Lived In

Add your Thai Bangkok Bank CSV, your Portuguese Millennium CSV, and your Wise USD account — all in one dashboard. PennyRa converts everything to your home currency using live ECB rates so you always know your real net position.

2

Works with Wise, Revolut, N26 — No US Bank Required

YNAB and Mint need a US bank via Plaid. PennyRa uses CSV import — the universal format every bank and fintech worldwide supports. Land in a new country, open a new account, download the CSV, upload it. Done.

3

21 Currencies — Track the Real Cost of Country-Hopping

Switching from Bali to Lisbon to Mexico City? Set your base currency once (USD, EUR, GBP) and every expense — in IDR, EUR, or MXN — converts automatically. See exactly how your cost of living changes as you move.

Key Features

  • 21 currencies with live ECB rates
  • CSV import from Wise, Revolut, N26, and 135+ global banks
  • Multiple accounts per country in one dashboard
  • No US bank account or Plaid required
  • Free plan — no credit card, works anywhere in the world

Try PennyRa Free — 14 Days

pennyra.com

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